clients can make deposits and withdrawals 7×24 anywhere anytime

staff receive happiness as reward and regular bonuses of happiness

( like the federal reserve, it is not gold backed, and so ) … infinite amounts of happiness can be created anytime

like money, happiness has value, is a means of exchange, and a store of wealth

it feels good and brings a smile to your heart

( exploring cash transfers through a major union, and the possibility of interest free micro loans )

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